Easy Ways to Pay BPJS Health Insurance to Make It Easier to Pay Your Contributions
Insurance

7 Easy Ways to Pay BPJS Health Insurance to Make It Easier to Pay Your Contributions

Find various practical ways to pay BPJS Health online and offline that are easy to follow to ensure your contributions are always on time.

BPJS Kesehatan is a national health insurance program that is very important for Indonesian citizens. To ensure smooth health services, each participant is required to pay BPJS Kesehatan contributions on time.

Fortunately, there are various ways to pay BPJS Kesehatan contributions that can be adjusted to your convenience and preferences, both online and offline.

In this article, we will review various payment methods that can make it easier for you to continue to fulfill your obligations without having to queue for long. Here are 7 easy ways that you can try to pay BPJS Kesehatan.

1. JKN Mobile Application

One of the easiest ways to pay BPJS Kesehatan is through the Mobile JKN application. This application can be downloaded on the Play Store for Android users or on the App Store for iOS users. Once the application is installed, follow these steps:

  • Register or Login: Select the “Login/Register” menu in the upper left corner. If you do not have an account, you need to register first by filling in personal data such as NIK, full name, and date of birth.
  • Auto Debit Registration: After the account is registered, select the “Other Menu” menu, then select “Auto Debit Registration”. Here you need to fill in the bank account information that will be used for automatic deductions every month.
  • Payment Process: After registration is complete, BPJS Health contribution payments will be automatically deducted from your account every month.

This method is very practical because you no longer need to worry about making payments every month manually, especially with BPJS Health Registration, which streamlines the process for you.

2. M-banking

If you prefer to use a banking application, many banks in Indonesia provide BPJS Kesehatan payment services via m-banking. Several major banks such as BCA, BRI, BNI, Mandiri, and BSI provide this facility. Here are the general steps you need to follow:

  • Enter the M-banking Application: Select the “m-payment” menu in your m-banking application.
  • Select BPJS Services: After entering the m-payment menu, select “BPJS” or “BPJS Kesehatan”.
  • Enter Virtual Account Number: This number can be obtained through the Mobile JKN application in the “Virtual Account Info” menu.
  • Confirmation and Payment: After entering the virtual account number, the application will display the bill amount. Confirm and enter the PIN to complete the payment.

With m-banking, you can pay BPJS Kesehatan anytime and anywhere as long as you have an internet connection.

3. Bank ATM

For those of you who are more comfortable paying via ATM, several banks such as BCA, BRI, BNI, Mandiri, and BSI also provide services to pay BPJS Kesehatan. Follow these steps:

  • Visit the nearest bank ATM: Insert your debit card and PIN.
  • Select the “Pay or Buy” Menu: Select “BPJS Kesehatan” from the available menu.
  • Enter Virtual Account Number: This number can be obtained from the Mobile JKN application.
  • Payment Confirmation: After entering the number, confirm the bill and make sure the participant’s name matches.
  • Complete Payment: Enter PIN to complete transaction.

This payment method is suitable for those of you who prefer physical transactions and want to do them outside the home.

4. Digital Wallet (E-wallet)

Payments via digital wallets such as GoPay, OVO, and Dana are now popular choices. This method is practical and allows payments to be made quickly just by mobile phone. Here’s how to do it:

  • Open the Digital Wallet Application: Select the “Bill” or “GoTagihan” menu for Gopay.
  • Select “BPJS Kesehatan”: Enter the virtual account number in the Mobile JKN application.
  • Payment Confirmation: After checking the bill, select “Pay” to start the payment.
  • Enter PIN: After that, you will be asked to enter a PIN to complete the transaction.

BPJS Health payments via this digital wallet are very fast and suitable for users who want instant transactions.

5. E-commerce (Shopee, Tokopedia)

You can also pay BPJS Kesehatan through popular e-commerce applications such as Shopee and Tokopedia. Here’s how:

  • Open the E-commerce Application: Select the “Credit, Bills & Tickets” menu on Shopee or “Top Up & Bills” on Tokopedia.
  • Select “BPJS Kesehatan”: Enter the virtual account number that you received in the Mobile JKN application.
  • Bill Confirmation: After checking the bill amount, select the desired payment option.
  • Complete Payment: Follow the instructions to complete the payment according to your chosen payment method.

E-commerce often offers a variety of more flexible payment methods, from bank transfers to payments via credit card or e-wallet balances.

6. Minimarkets (Indomaret and Alfamart)

If you prefer direct payment, you can pay BPJS Kesehatan contributions at minimarkets such as Indomaret and Alfamart. Here are the steps:

  • Visit the Nearest Minimarket: Go to the nearest Indomaret or Alfamart.
  • Inform Payment: Tell the cashier that you want to pay BPJS Kesehatan and state your membership number or KTP number.
  • Payment Process: After the cashier checks the bill amount, pay as stated.
  • Completed: After payment, you will be given a receipt as proof of payment.

This payment method at minimarkets is very useful for those of you who do not have access to ATMs or online services.

7. Indonesian Post

In addition to modern payment methods, you can also pay BPJS Kesehatan through Pos Indonesia. Here are the steps:

  • Visit the Nearest Post Office: Meet the officer and tell him that you want to pay BPJS Health.
  • Provide Identity Information: Provide your BPJS Kesehatan membership number or NIK to the officer.
  • Payment Process: The officer will check the bill and you can pay directly.
  • Completed: The officer will provide proof of payment after the transaction is complete.

Payment via Pos Indonesia is a very useful option for those of you who want to make payments offline and easily accessible throughout Indonesia.

Now, paying BPJS Kesehatan contributions is easier with various available methods. Starting from online payments using the Mobile JKN application, m-banking, to direct payments at minimarkets or Pos Indonesia, all can be done quickly and conveniently.

Choose a method that suits your lifestyle so that there is no reason to delay paying BPJS Kesehatan, including Disbursing BPJS Employment contributions.

Don’t let late payments get you fined, choose the most practical payment method and make sure your health is protected with BPJS Kesehatan!